Understanding Supplemental Security Money Living Plans — 2020 Edition



Your living arrangement is another element utilized to ascertain just exactly exactly how much Supplemental protection money (SSI) you will get.

What this means is your SSI advantages can vary according to your geographical area:

in your spot such as for instance a home, apartment, or home that is mobile or

in somebody else’s home; or

in a combined group care or board and care center; or

within an organization such as for example a medical center or a medical house.

to learn more about residing plans, begin to see the SSI Spotlight on residing plans as well as the limelight in the One-Third Reduction Provision.

We might lessen your SSI benefits due to your residing arrangements whenever you:

are now living in someone else’s home, apartment, or mobile house, and also you spend lower than your reasonable share of the meals or housing expenses;

are now living in your house, apartment, or home that is mobile and somebody else will pay for all or section of your meal, lease, home loan, or any other things such as electricity and heating gas;

come in a medical center or medical house for the month that is whole Medicaid will pay for over one-half regarding the price of your care; or

are a definite child that is minor a medical center or medical house for the entire thirty days and personal insurance coverage and/or Medicaid together pay over one-half your price of care; or

have been in a general general public or private hospital treatment center and Medicaid is spending money on over fifty percent the price of your care. If you should be within the center for the entire thirty days, your SSI advantage is bound to $30 (plus any supplementary State re payment). We might reduce the advantage for those who have other income.

in the event that you will likely to be in a medical organization for ninety days or less, you may well be in a position to get your regular SSI advantage. Begin to see the SSI Spotlight on Continued Advantages for people that are Temporarily Institutionalized.


We figure your advantage amount the exact same even as we do for somebody who lives in the own household, apartment, or home that is mobile.


Yes. You can easily get as much as the utmost SSI advantage payable in a state while surviving in a general public shelter for as much as six months away from any 9 thirty days duration.


You certainly do not need an address to obtain SSI advantages. We shall arrange for the money to pay for you.

to find out more, start to see the SSI Spotlight on Homelessness.


In-kind support and upkeep is meals, shelter, or both that some other person offers you. We count in-kind help and upkeep as earnings whenever we figure the total amount of your SSI advantages. For instance, if some one helps pay money for your lease, home loan, food, or utilities, we lessen the quantity of one’s SSI advantages. Getting support that is in-kind upkeep can lessen your month-to-month SSI advantages just as much as $281, with respect to the worth of the assistance you will get.

We do maybe perhaps maybe maybe not count support that is in-kind upkeep in the event that you:

live alone and purchase your food that is own and;

live just with your better half and children that are minor no body outside of the home will pay for the food and shelter; or

live with other people and pay your share of the shelter and food costs.


Your living arrangement is where you reside, if you reside alone or with another person, or if you are now living in an organization, such as for example a medical house. Your living arrangement also is dependent on whom will pay for your shelter and food. We need to know who pays for your food, shelter, and utilities whether you live alone or with someone else. Here are a few types of typical living arrangement circumstances.

EXAMPLE A: if you reside alone in a condo

Assume your home is alone along with your income that is only is. Your sibling will pay your lease of $800. We count this re re re payment as in-kind maintenance and support. Even though the lease is $800, we restrict just how much of this $800 we count by utilizing a presumed optimum value (PMV) guideline. The PMV is corresponding to 1/3 of this Federal advantage price plus $20. Here you will find the actions we used to figure the SSI benefit quantity.

1. The SSI Federal Benefit Rate is $783.00.

2. One-third of this SSI Federal Benefit speed of $783 is $261.

3. $261 (1/3 for the Federal Benefit Rate) +$20.00 (through the PMV rule) ———————————————————————— =$281 (the PMV of in-kind help and maintenance)

4. $281 (the PMV of in-kind help and maintenance) -20.00 (basic earnings exclusion) ———————————————————————— = $261 ( the amount of the decrease as a result of in-kind help and maintenance)

5. $783 (Federal Benefit Rate) -$261 (decrease because of in-kind help and maintenance) ———————————————————————- = $522 (your SSI advantage quantity)

EXAMPLE B: if you’re alone in a property you have

Assume you reside alone in a house which you have and your income that is only is. Your son will pay your electric bill of $100, your phone bill of $50 each month, along with your cable tv bill of $75 each month. We don’t count the re re payment for the phone bill or even the cable tv bill as in-kind help https://www.flirt.reviews/ and upkeep so these re re re payments try not to affect your benefits that are SSI. Nevertheless, we count re re re re payment associated with $100 electric bill as in-kind help and upkeep. Because SSI is the only earnings, we use the $20 basic exclusion to your $100 electric bill repayment. This makes $80 as countable support that is in-kind upkeep. We determine your SSI advantage amount as follows:

$783.00 (the SSI Federal Benefit Speed)

$100.00 (in-kind help and maintenance) -$20.00 (basic exclusion) ———————————————————————- = $80.00 (the decrease because of support that is in-kind maintenance)

$783.00 (SSI Federal Benefit Rate) -$80.00 (the decrease because of in-kind help and maintenance) ———————————————————————- = $703.00 (your SSI advantage quantity)

SAMPLE C: if you reside in another household that is person’s share costs.

Assume your home is along with your cousin, and 2 uncles in a house that the sibling is purchasing as well as your only earnings is SSI. You will find 4 individuals when you look at the home. The mortgage repayment is $700. The common bills that are monthly $200 for electricity, $100 for water and sewer, and $600 for meals. The sum total month-to-month costs are $1600. Because you can find 4 individuals when you look at the home, your share of this costs is $400 each month.

You would get the full $783 in your SSI check if you pay your full share of $400 for the household expenses there would be no reduction of your benefit and.

Then you would be receiving in-kind support and maintenance if you pay less than $400. We might use the one-third decrease guideline in addition to $783 could be paid down by $261.00, so that your SSI benefit could be $522.00.

INSTANCE D: SSI recipient lives in home rent-free

Assume your home is in home owned by the cousin whom enables you to live here rent-free. You get $300 per thirty days in Social safety advantages. You pay all of the utilities and get all of the meals. We determine that the home would hire for $900 each month in the event your sister rented it regarding the market that is open. The house that is rent-free counted as in-kind help and upkeep. Even though worth associated with house that is rent-free $900 each month, we count $281.00 as in-kind help and maintenance. we might determine your benefit that is SSI as:

$783.00 (SSI Federal advantage price)

$300.00 (Social protection advantages) – $20.00 (basic exclusion) ———————————————————————- = $280.00 (countable Social Safety advantages)

$503.00 (sub-total) -$281.00 (the decrease because of in-kind help and maintenance) ———————————————————————- = $222.00 (your SSI advantage quantity)